• First Time Home Buyer Programs

• Down Payment Assistance Programs

• Get Rid of Your Adjustable Rate

• Foreclosure Help

• REO Property List - Southern California

• Credit Repair

• FHA Purchase and Refinance

• Reverse Mortgage for Seniors

Customers first

Borrowers who are happy with the loans we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. We are ready to help you with the purchase of a home or refinance your current home loan so that you can get a lower interest rate. If you have an adjustable rate and that is rising soon, please give us a call right away before your mortgage payment goes up. 

Loan Programs

We do a variety of loan programs that include:  CalPers for California State Employees, self-employed, non-owner occupied, loans for students who are paying on sallie mae loans, reverse mortgage loans for seniors, refinance loans for people who are going through a divorce, just out of bankruptcy loans.

Special Programs for teachers, police, highway patrol, fire fighters, state employees, first time home buyers and healthcare industry.

We are FHA approved and we may be able to help you get out of an adjustable rate loan into a fixed rate loan. 

Please call us today to find out what your finance options are and how we can help you whether you are buying a home or want to refinance into a lower rate and/or get cash out or change your adjustable rate loan to a fixed rate loan.

Free Calculator LoanTools

At our website you can find tools available to answer virtually any real estate mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the loan of your choice.